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University of Toledo Athletics

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Sports Medicine Policies and Procedures

Click HERE to view the Sports Medicine Policy and Procedures.
Athletic Insurance Coverage
Insurance coverage for any injury sustained while participating in an intercollegiate sport at The University of Toledo is a secondary accident policy. Participation is defined as periods of official, organized athletic participation while under the general supervision of authorized University personnel or outside practice in preparation for intercollegiate participation. Parental, guardian or personal insurance is the primary coverage. This means that the medical provider will send medical bills incurred, as the result of injury in an intercollegiate sport, directly to the primary company or the athlete's home address. The University of Toledo policy will be secondary, thus assisting in the remainder of the medical bill after the primary coverage has responded. This is only the case when the injury is sustained during participation in practice or contest of an athlete's given sport.

Claim Procedure
Submit any bill received concerning the injury to the individual or employer group coverage. The insurance company will do one of two things:

1.) The insurance carrier will honor the claim and pay all or a portion of the bills. If there is a balance after your insurance has contributed, send or mail the claim sheet or explanation of benefits (EOB) from the insurance company along with a copy of the itemized bills to The University of Toledo Athletic Injury Coordinator.

Mailing Address:
    
   Brad Pierson
   Athletic Insurance Resources Specialist
   Savage Arena
   2801 West Bancroft St.
   Toledo, OH 43606

Phone: (419) 530-7915
Email: bradley.pierson@utoledo.edu

2.) If the insurance carrier will not honor the claim and send you a letter of denial. When this happens, send the denial letter and a copy of the itemized bills to Athletic Insurance Resources Specialist at the above address.